affirm
Affirm is one of the most popular Buy Now Pay Later services. Affirm is one of the few BNPL with extended payment options. You can choose three, six, or 12-month installment plans.
Purchases can not exceed $17,500 with Affirm, but this makes it a good option for larger purchases. Be aware that your credit score will be pulled and used for the approval decision and will affect the interest rate you pay.
Pros
Purchases can not exceed $17,500 with Affirm, but this makes it a good option for larger purchases. Be aware that your credit score will be pulled and used for the approval decision and will affect the interest rate you pay.
Pros
- Available at huge retailers, including Wal-Mart, Amazon, and Target
- Easy to navigate app for making payments in a few clicks.
- No hidden fees or late fees
- Credit is used to determine eligibility
- Your interest rate can be as high as 30%, depending on your credit score